TERMS & CONDITIONS
i) “Utmost” (including “we” or “us”) means Utmost Limited.
ii)”Utmost Group” means Utmost, its subsidiaries, their ultimate holding company or any subsidiary thereof.
iii) “Client” means a private customer, a retail customer or a retail client.
iv) “Intermediary” means a person or entity which has terms of business with Utmost, directly authorised by or registered with the UK Financial Conduct Authority with appropriate permissions to act as agent to private and/or retail Customers.
v) “You” or “yourself” or “your” means the user of this Site being either a client or an intermediary as appropriate.
i) We will endeavour to ensure that the Site is accessible for 24 hours a day. However, we will not be liable if, for any reason, the Site is unavailable at any time or for any period.
ii) To the fullest extent permitted by applicable law we will not be liable for any loss or damage arising in contract, tort or otherwise if the Site becomes unavailable or is suspended for any reason.
SECURITY AND AUTHORITY
COPYRIGHT AND OTHER INTELLECTUAL PROPERTY RIGHTS
AMENDMENT OF USE
DATA PROTECTION, COOKIES AND PRIVACY STATEMENT
YOUR ACCEPTANCE OF THESE TERMS
WHAT ARE COOKIES?
Cookies are small files that websites place on the device you’re using to browse the site. Cookies are commonly used to record some aspect of your visit to a site, such as choices you’ve made or preferences you’ve set during your visit.
KEEPING YOUR PERSONAL INFORMATION SAFE
Our cookies do not store personal information such as your name, address, phone number or email in a format that can be read by others. The cookies we use cannot read or search your computer, smartphone or web enabled device to obtain information about you or your family, or read any material kept on your hard drive.
We do use a small number of cookies that store encrypted versions of information where you have asked us to, such as the ‘Remember me’ function that allows us to remember your Account username for subsequent visits. However, this is encrypted so that only Utmost can read this information. The website that places a cookie owns that cookie. This means only that website and other websites that it has agreed to share information with can read the information stored using a cookie.
LINKS TO SITES PROVIDED BY OTHERS
If you follow a link from our website to another website, please be aware that the owner of the other website will have their own privacy and cookie policies for their site. We recommend you read their policies as we are not responsible or liable for what happens at their site.
HOW TO MANAGE AND SWITCH OFF COOKIES
Your web browser provides settings that allow you to manage or switch off cookies. If you do switch off cookies, remember that you may not be able to use all of the services on our websites. You can find out more about managing and switching off cookies at the independent website: allaboutcookies.org
THE TYPES OF COOKIES WE USE ON THIS WEBSITE
STRICTLY NECESSARY COOKIES
These cookies are essential for our online services and tools to work. They collect or record information that we need to make our website work. Common uses for this type of cookie include:
These cookies only last for a single browsing session – when you leave our site, they are removed.
These cookies help us to monitor and improve how our website works.
Common uses for this type of cookie include:
The information collected using these cookies is anonymous and cannot be used to identify an individual visitor.
These cookies allow us to provide you with enhanced features that need to remember your preferences and choices, such as your user name, language or region. They also let us monitor how our website is performing so we can keep on improving it.
Common uses for this type of cookie include:
The information we store in these cookies is encrypted so that only we can read it.
Utmost Wealth Solutions is the brand name used by a number of Utmost companies. Utmost Online is a service provided by Utmost Limited.
The following Isle of Man registered companies are, where regulated, licensed by the Isle of Man Financial Services Authority. Regulated: Utmost Limited (No 056473C), Utmost Administration Limited (No 109218C) and Utmost Trustee Solutions Limited (No 106739C). Non-Isle of Man regulated: Utmost Services Limited (No 059248C).
Each has its registered office at: Royalty House, Walpole Avenue, Douglas, Isle of Man, IM1 2SL, British Isles.
Telephone: +44(0)1624 643333
Telephone calls may be recorded.
Utmost Services Limited has a UK branch office at: Office number 207, Tallis House, 2 Tallis Street, London. EC4Y 0AB. Registered branch number BR018821
Utmost Wealth Solutions and Utmost Trustee Solutions are brand names used by a number of Utmost companies. This item has been issued by Utmost Limited.
The following companies are registered in the Isle of Man. Utmost Limited (No 056473C), Utmost Administration Limited (No 109218C) and Utmost Trustee Solutions Limited (No 106739C) are regulated or licensed by the Isle of Man Financial Services Authority. Not regulated: Utmost Services Limited (No 059248C). Each has its registered office at: Royalty House, Walpole Avenue, Douglas, Isle of Man, IM1 2SL, British Isles.
The following company is registered in Ireland. Utmost Ireland dac (No 303257) is authorised by the Central Bank of Ireland and regulated by the Financial Conduct Authority in the UK for Conduct of Business Rules. Registered office: Block 2, Harcourt Centre, Harcourt Street, Dublin 2, Ireland.